About Texas USDA Home Loan
USDA home mortgage loans for rural housing are designed to keep agricultural areas in the United States strong. The USDA Home Mortgage Loan program is made to ensure that individuals of rural communities can compete in the global economy. This will allow for rural communities to build better community centers and facilities thus attracting more people to move to those neighborhoods. These loans are attractive to those who have stable income and credit but don’t have enough money for down payment. Traditional mortgage loans can be more challenging for these types of buyers because they require a down payment and are unable to have a guarantee that the loan will be paid. USDA home mortgage loans on the other hand are insured and guaranteed by the government.
Under the Guaranteed Loan Program, the Housing and
Community Facilities Program guarantees and insures loans made by lenders such as ourselves.
Under the terms of the program, an individual or family may
borrow up to 100% of the appraised value of the home, which
eliminates the need for a down payment.
Not only people living in rural areas qualify. Those living in the outskirts of a city or in a medium sized town may also qualify. Find out if you qualify for a USDA home mortgage loan by answering a few questions without any obligations.
Our Mission Statement
"Accountable. Experienced. Always Available."
 As a professional Mortgage Consultant and Advisor with over 9 years of financing experience, I
am here to offer you a personalized financial strategy, not just a generic mortgage program.
The mortgage we will plan together will be based on your unique situation, your attitude and
preferences, and most importantly, your financial goals. It will be designed to account for
change, both in the market and in your daily life.
As we move along the process, my mission is to help you make informed decisions through
professional advice, individualized planning, sound risk management, and personal, efficient service.
My approach to residential financing is simple and straightforward:
To make things as simple as possible, and to make everyone involved happy.
Rest assured that each and every decision we make together will be focused on achieving the results that YOU want.
The services I guarantee to provide YOU:
• Strict Confidentiality
• Courteous, Professional Service
• A Trustworthy and Competent Mortgage Consultant
• Suitable Recommendations
• Timely Transactions at the Best Available Prices
• Full Disclosure of Costs and Risks
• Clear Communication
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