USDA Loan Texas - Texas's Top USDA Lender

Welcome to Texas's top USDA lender that specializes in providing free information to everyone looking to learn more about how USDA loans work. Whether you are looking to learn more about how much you can get approved for or need to refinance out of your high interest rate loan, we're here to help you every step of the way and get you the best rate possible! Getting Pre-Qualified is 100% FREE. We don’t check credit or need your social security number in order to get started.

Get the Lowest USDA Rates in Texas

Because we have exclusively specialized in USDA loans since 2004, we have developed some of the best investor relationships in order to give you the best rates and save you even more money.

Have Expert USDA Advice at Your Fingertips

Buying a home or refinancing can be a confusing puzzle at times. Rest assured that your USDA loan is in good hands and we'll help guide you in the right direction.

Save More Trees with Our E-Sign Technology

Being a USDA Approved Lender in Texas, we are environmentally friendly. With our e-sign technology, you can start on your USDA loan in a matter of just a few clicks.

How Can an USDA Loan Help You?

usda-loansIf you are someone looking to buy a home but do not have the minimum down payment requirement with other types of mortgages out there, then a Texas USDA home loan may be for you. USDA home mortgage loans are offered to help lower to moderate income households purchase homes in rural areas and in some cases on the outskirts of a city or in a medium sized town as determined by the United States Department of Agriculture (USDA) with no down-payment requirement! USDA home mortgage loans offer many advantages to qualified borrowers looking to buy or refinance (no cash out) including:

  • 100% financing
  • No monthly mortgage insurance
  • No asset requirements
  • Gifts allowed for closing costs
  • Required property improvements can be financed into the loan up to 102% of the "improved" value, which can be completed after closing.

We offer the best USDA interest rates and most competitive closing costs when it comes to your home loan in Texas. If you’re looking for mortgage tips when buying a home in Texas, you have come to the right place. We look forward to answering all your questions and are here for you every step of the way.

Eligible USDA property types include single family homes and condominiums (primary residence only). USDA does have some income and property eligibility requirements. Please contact us to find out these limits in your area of interest.

Even though a mortgage insurance premium is not required, USDA charges a small funding fee to guarantee the mortgage, which may be financed into the loan.



Use USDA to Buy a Home Without All the Hassles

Buying a home with no down paymentUSDA Loan Texas.com specializes in servicing first time home buyers. A USDA mortgage offers many advantages, as it is very popular with first time homeowners, so you should expect lower interest rates and no down payment in relation to a conventional residential home loan.

Exciting things are happening with USDA home financing - USDA is only 1 of only a few options left for true 100% financing.

We make the process of purchasing a new home or refinancing your current mortgage simple and straight forward by offering you the latest in financial tools set forth by the best banks in our country. This will enable you to make the most accurate financial decision. Purchasing a home or refinancing your current mortgage should not be stressful. Please contact us for up to date rates and any other mortgage questions or check your USDA eligibility now.

If you are looking for an Austin USDA Lender, Houston USDA Lender, Dallas USDA Lender, or San Antonio USDA Lender, you have come to the right place!

USDA Loan Officer Info

Tommy Xintaris
Sr. Mortgage Consultant
NMLS ID: 220122
Office: 972-782-4646

Main Office:
Network Funding, LP.
NMLS ID: 2297
13601 Preston Road, Suite 400
Dallas, TX 75240

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